bodywork

My car (Fiat Punto Grande 07) had an incident with another car and the rear panel where it meets the bumper is scratched down to the metal. Do I need to get this sorted out urgently or can I wait a month or two?

My car drove through recently laid tar on the road and I have black tar along on side that isn't removed by normal washing

I bought a used 2001 Ford Escape on 12/31/08. It was AS-IS bodywork on the paper. The transmission went last night. Would that be something that the used car lot would have to fix or am I going to be stick fixing it? He told use everything on the vehicle was in great running order and it only...