mortgage

  1. G

    If the mortgage interest deduction goes away, is there an easy loophole?

    The loophole would be to create a company that owns the house, then rent the house from the company. The company would be able to deduct the interest on the house. Or own your neighbor's house and they own your house. Rent your house from your neighbor and rent your neighbor's house to them.
  2. C

    Trying to buy a house but bank's mortgage loan officer is on vacation?

    We found an amazing house that literally just went on the market today, and we're looking to make an offer on it! On the paperwork, the agent says we must have a pre-approval letter from a certain bank and certain mortgage loan officer, but when I called her this evening it says she's on...
  3. T

    120,000 15 yr mortgage @ 7% interest = roughly 1079 per month*?

    *The authors rounded up or something so the answer may not be 100% correct. How do you do the math behind this? Is there a convenient equation?
  4. Z

    How do you calculate return on investment when interest on mortgage pmt is

    deductible? So I am looking to calculate ROI and rant into what I'm sure is a rudimentary problem. My outflows are the down payment, and the monthly mortgage payment. My inflows are the renter's payments and the interest that is a tax deduction. Do I consider the interest in the returns or in...
  5. W

    Variable mortgage loan interest rate?

    My home mortgage loan with a fixed interest rate (5.75) expire next month and it will become variable for the next 20 years. My house has no equity and To be able to refinance, my Bank (Wells Fargo) is asking me for 20% Down payment (money that I don't have). I'm worried that my new variable...
  6. D

    Mortgage Interest Deduction during Divorce?

    I paid mortgage for whole 2010 from my Bank Account, My Soon to be ex (Divorce in progress) didn't pay even once. We decided to file married filing separate. She applied for 100% deduction for the mortgage Interest, She did efile. I didn't file my taxes yet. I am looking for suggestion how to...
  7. D

    Can someone else claim the mortgage interest?

    I have a house and mortgage in my name, but I do not pay on the mortgage as it is family that lives there, and they take care of the mortgage payments, taxes, insurance, and all the expenses. Are they able to make the claim for the interest if I don't claim it?
  8. R

    Question about total mortgage interest reported on Form 1098?

    I'm doing my taxes on taxact right now - I bought a house at the end of 09, so this is the first time I've had to fill out the mortgage stuff on my taxes - I'm a little confused. It's asking me about mortgage interest paid on form 1098 - I have taken that amount on box 1 of form 1098 and my...
  9. H

    Am I paying more interest every time I pay my mortgage loan after the 1st?

    I usually pay my mortgage on the 7th because that is when I get paid. I have a 10 day grace period until I get a late charge but am I getting charged interest as well every day it is not paid on the 1st?
  10. T

    what are the benefits of a interest only mortgage for renting out my property?

    what are the benefits of having a interest only mortgage for renting out a property. - i know the payments will be less meaning more profit. but is there any benefit from a tax point of view? will i pay less or more tax on the monthly profit having this type of mortgage???
  11. T

    Where can I find information on the debt panel and the mortgage interest deduction?

    Is it for home mortgages over 500K only that it's being taken away.? In the news on tv - they don't mention this 500K amount - time after time. Is it only for mortgages over 500K? Or did I just get a couple of bad websites? The reason I ask, very few of the extremely wealthy carry heavy...
  12. O

    how do I check in Germany for the existence of a marine mortgage or secured...

    ...loan on a boat? I am thinking of buying a German flagged boat but suspect there might be loans undeclared, attached to the craft.
  13. R

    Did Democrats cause the mortgage crises and the recession?

    I wonder if Democrat supporters ever watch their representatives on CNN or review their votes in the Senate? http://www.youtube.com/watch?v=_MGT_cSi7Rs http://www.youtube.com/watch?v=cMnSp4qEXNM&feature=related http://www.youtube.com/watch?v=lFwv0FgtebI
  14. B

    Does interest rate or prime go up or down on closed variable mortgage?

    I'm thinking on taking a closed variable mortgage, but will the prime or the interest fluctuate up or down even though its a closed?
  15. M

    FTC moves against mortgage mod and foreclosure relief scams

    [No message]
  16. M

    With mortgage rates low, is it time to refinance?

    [No message]
  17. D

    how do i get my mortgage interest lowered?

    we have a loan with citifinanical $289,000 with payments of $2400.00 monthly. How do we get them to lower the interest to a more reasonable rate were the payments are under $2000.00 a month.
  18. S

    buying a property in Ontario, Canada on mortgage. need info regarding

    interest rate stuff.? one of my family friend is willing to buy a property in Ontario Canada on 25 year mortgage. While doing random search on google we found this great website http://ontario.propertysold.ca/. But we are little confused regarding interest rate and property tax. Any idea what...
  19. J

    selling a house with a dead head of a ex on the mortgage were do i stand?

    Me and my ex girlfriend purchased a house 3 years ago with a joint mortgage for £74,000 we both paid roughly £1000 each deposit after 6 month we split up and I carried on paying for the mortgage she was really bitter about the situation and involved courts and solicitor. I’ve always offered to...
  20. H

    Pay off mortgage in 15 years, or 3 years taking into account tax savings and

    interest savings.? I’m looking for a mortgage calculator online that will help me determine which option would be better: 1) If we spread it out and pay the mortgage in 15 years, or 2) if we pay it off quickly in 3 years. I need it to take into account both tax benefits AND interest...
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