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Message: <blockquote data-quote="Matt" data-source="post: 1440255" data-attributes="member: 208436">Ok..so I have less then perfect credit - right at 580 (but am actually in the middle of 3 disputes which will put me back up in that 650-700 range by mid year.)  I came across a boat (I work for a marina) that is NADA 9,000 and I can get it for 6,000 through work.  I have about 1,500-2000 to pay as a down payment so would need financing for the rest.  I know my credit score is going to hurt me tremendously but I would think there is a place that will lend me the money knowing the value of the boat and how much I owe on it?!  I really don't want to lose this deal (otherwise I'd wait for 6 months and do something when my credit score is a little better) but it'll be gone at this price within a month or two.  Anyone ever been in this position and had any luck?  Any help would be GREATLY appreciated!!</blockquote>