The accident:
14 months ago, when I was riding my bike, a driver hooked right just in front of me and my bike/body slammed into the back of her car. I can provide more details if necessary.
The consequences:
Bike damage=$200 repairs. My back was in pain for a couple of weeks. Nothing debilitating, but notable. A few months later, I reinjured my back playing golf (I don't usually play), Which causes me to wonder whether I will continue to suffer from minor or major back issues as a result of this accident.
The verdict:
I was shocked when Progressive decided that it was shared negligence. The driver lied about how this happened. And my witness fell off the face of the earth... But why would I have ridden into a car?
My question:
Out of principle, I didn't settle the claim at first. Now, there's a new adjuster who wants to settle the case.
He's willing to take care of my bike expenses and my medical expenses. He also seems to be feeling me out for what kind of other cash settlement I want.
I just wanted to wait and see whether my back got worse. But, since I probably can't find my witness again... and the statute of limitations is ending in 9 months... ... I guess I should just settle.
Can anyone suggest whether I have any alternative to settling now? If not, any suggestions on what to ask for?
14 months ago, when I was riding my bike, a driver hooked right just in front of me and my bike/body slammed into the back of her car. I can provide more details if necessary.
The consequences:
Bike damage=$200 repairs. My back was in pain for a couple of weeks. Nothing debilitating, but notable. A few months later, I reinjured my back playing golf (I don't usually play), Which causes me to wonder whether I will continue to suffer from minor or major back issues as a result of this accident.
The verdict:
I was shocked when Progressive decided that it was shared negligence. The driver lied about how this happened. And my witness fell off the face of the earth... But why would I have ridden into a car?
My question:
Out of principle, I didn't settle the claim at first. Now, there's a new adjuster who wants to settle the case.
He's willing to take care of my bike expenses and my medical expenses. He also seems to be feeling me out for what kind of other cash settlement I want.
I just wanted to wait and see whether my back got worse. But, since I probably can't find my witness again... and the statute of limitations is ending in 9 months... ... I guess I should just settle.
Can anyone suggest whether I have any alternative to settling now? If not, any suggestions on what to ask for?