Buying an iPhone outright-what plan?

Luke

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My sister and I are going to buy an iPhone for my mom. If we buy it outright ($699 wow) what plan could she sign up for? Is there a pay monthly or a year plan that isn't to expensive?
Thanks for your help. I live in the UK so really have no idea. Here in the the UK i am tied in for a year but pay around $50 per month.
 
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