I'm getting the Droid Incredible soon. I have AT&T right now (going to switch to Verizon). AT&T allowes you to just download ringtones from your computer, put your SD Memory card in, click and drag the files in and I can simply use it as a ringtone.
The last Verizon phone I had (Samsung Reality) didn't let you use MP3 files for ringtones
The last Verizon phone I had (Samsung Reality) didn't let you use MP3 files for ringtones