my credit is completely maxed out but i need a new truck due to my growing family. I have 13000 left on my old truck. I went to the bank and asked them if i could get a loan through them that would pay off my 13000 loan and get a new truck. I was denied but told that once this 13000 is payed off in a year id be good to get a loan for a new truck. I talked to a dealership and asked them if i could get a truck and then they could add 13000 to it to pay off my old loan they said definitely that they could give me 13000 cash back when i get the truck...what im worried about is if they will even give me a truck when they see that im maxed out...or will they see that after they pay off my 13k my credit will be good and go ahead with it?
and pls no rude comments before anyone tells me this is a stupid decision ill let you know that my payments with the truck is actually $200 less a month then my 13000 loan. Thanks
just wondering if my maxed credit will prevent me from getting a new truck?
and pls no rude comments before anyone tells me this is a stupid decision ill let you know that my payments with the truck is actually $200 less a month then my 13000 loan. Thanks

just wondering if my maxed credit will prevent me from getting a new truck?