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Message: <blockquote data-quote="gws35" data-source="post: 2448653" data-attributes="member: 735844">The federal government has no authority under the Constitution to regulate insurance. Insurance is a state regulated industry. That's why the oft-mentioned car insurance mandate is a STATE law, not federal. There is no interstate trade in the insurance industry, so the commerce clause does not apply.The Obamacare health insurance mandate will be DOA in the Supreme Court for this reason.The Obamacare fine is the enforcement clause of the mandate. It will be tossed out with the mandate.</blockquote>