Does AT&T give you a new phone for mobile insurance (does iPhone come in the box...

Johnny

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Does AT&T give you a new phone for mobile insurance (does iPhone come in the box...

...with headphones and charger)? Ok so i lost my iPhone 5 and i was wondering does AT&T give you a new phone out of the box or just a refurbished phone? if they don't have refurbished phones then what are they gonna send me. and for refurbished phones.. does it come with the charger and the headphones.. please answer i would really apprecciate this.
 
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