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<blockquote data-quote="TechN9ne" data-source="post: 721976" data-attributes="member: 115521">so basically your at fault for the accidnet. if your at fault more than 51% then it is your fault. in this case 2/3rds is your fault. well basically your insurance company is going to pay liability to the other driver, which includes BI (bodely injury). and they will also pay for their car damages. Now for you: your insurance rate is gonna go up because your gonna have a point(s) on your drivers record which will increase your auto insurance premium.Now for the accident if you have your collinsion deducatble (how ever much it would be) example 500$ ded. this meas your gonna have to pay that 500$ out of your pocket and your insurance will pay the rest to repair YOUR car. but make sure that the damages to your car are more than your deductable. your insurance companys claim adjuster should keep you informed on whats going on with the case. now if the other party is pressing BI charges and claiming the people inside the car are injured and need medical attention and your insurance or liability limits are lower than what there asking for i would advise you to get a lawyer. because things get more complicated.but yeah no worries just an accident. claims should take care of the other party and let you know whats going on with the case. if you have any questions call the claim adjuster thats handling that claim. he will sort out any questions that you might have.good luck, and drive safe.</blockquote>

[QUOTE="TechN9ne, post: 721976, member: 115521"] so basically your at fault for the accidnet. if your at fault more than 51% then it is your fault. in this case 2/3rds is your fault. well basically your insurance company is going to pay liability to the other driver, which includes BI (bodely injury). and they will also pay for their car damages. Now for you: your insurance rate is gonna go up because your gonna have a point(s) on your drivers record which will increase your auto insurance premium. Now for the accident if you have your collinsion deducatble (how ever much it would be) example 500$ ded. this meas your gonna have to pay that 500$ out of your pocket and your insurance will pay the rest to repair YOUR car. but make sure that the damages to your car are more than your deductable. your insurance companys claim adjuster should keep you informed on whats going on with the case. now if the other party is pressing BI charges and claiming the people inside the car are injured and need medical attention and your insurance or liability limits are lower than what there asking for i would advise you to get a lawyer. because things get more complicated. but yeah no worries just an accident. claims should take care of the other party and let you know whats going on with the case. if you have any questions call the claim adjuster thats handling that claim. he will sort out any questions that you might have. good luck, and drive safe. [/QUOTE]

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