All cars that are totaled in a wreck, are sent to an auction. Junk dealers bid on each car for a few hundred dollars depending if there is a call for the parts on the car. They may bid $200 for a wrecked car, but it has over $2000 in parts they can resell. So you don't know how much the will get for the car. As far as you getting the money for the car, the insurance company will most likely give you blue book prices if the car was in decent shape before the accident. But don't really count on it, they will want any money that have put out on that car.