If i bought a smartphone on May 16th and today is June 8 why is it

Theresa

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saying i can only call using credit card? If i bought a smart phone on may 16th and $45.00 card with it and today is June 8th why is my phone shut off and if i make a call it tells me i can only do that by purchasing more time through credit card. Thought $45.00 card was suppose to be good for 30 days. Yes my phone is fully charged.
 
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