I would get the iphone 4. I had an android phone ever since it came out with the g1 from tmobile. I loved the android phone. It was the most custimizable operating system for any phone. I just receantly bought an iphone four and i love it. It is way better then the incredible. The retina display is amazing, face time is cool and the apps are much better then the droid. However with iphone you have to pay for most of the apps. The batter last longer on iphone then on incredible. Also you can insure your iphone with verizon for only 11 dollars a month. SO if you lose it you can get a new one with a 150 dollar deductable. The only plus i give to the incredible is that it is more custimizable then the iphone four. I promise you this once you get the iphone 4 you will think it is the best phone ever and the truth is that it is the best phone ever.