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<blockquote data-quote="calovin&amp;#039;" data-source="post: 2428585" data-attributes="member: 576164">advice/support is welcomed*? I feel like everyone I know around me is doing so much better.&nbsp; Been married 4 1/2 years and we have 2 kids.&nbsp; My husband and I are both 26 years old.&nbsp; I have been staying home with the kids full time and working on finishing my Bachelor&#039;s degree part time.&nbsp; My husband has a shitty job right now it does not earn enough to pay the bills.&nbsp; We have $4,000 in credit card debt!&nbsp; We have no retirement, no savings and school and car loans.&nbsp; We can&#039;t afford health insurance.&nbsp; I am so depressed right now we have been through so many changes this past year:-We lost our faith in our religion-We moved to a different state away from all my family and friends-Husband had to turn down a great job offer due to the circumstances at the time and now has to work a crappy job that doesn&#039;t pay the bills-We had a new baby a few months agoLife blows.&nbsp; I hate where we live right now I am visiting my family in my home town with my kids.&nbsp; My husband has to work, so he is not here.&nbsp; I don&#039;t want to go back I want to stay with my parent&#039;s.&nbsp; My husband is the only thing I have going for me over where we live right now and he is not around much b/c of his job.&nbsp; Our marriage is going through a rough patch I am so depressed and my husband is getting tired of it.&nbsp; I am trying so hard to get out of this depression and I will feel better for a little bit, but then I go back to being depressed.&nbsp; I keep thinking &quot;if only&quot; we had known what we know now we could have done things differently and my husband could have had a good paying job that supported our family.I wish I were a stronger person.&nbsp; I don&#039;t know how much longer I can take this.@John B- I am able to get financial aid for college, so I don&#039;t have to pay anything for it.&nbsp; I have a 3 year old and a 3 month old.&nbsp; If I were to work and put them in childcare all the $ I would earn working would go to pay for the childcare.&nbsp; We have to use our credit cards to make ends meet we don&#039;t earn enough to pay our bills that is why we have $4K in credit card debt right now <img src="https://cdn.jsdelivr.net/joypixels/assets/8.0/png/unicode/64/1f641.png" class="smilie smilie--emoji" loading="lazy" width="64" height="64" alt=":(" title="Frown&nbsp; &nbsp; :("&nbsp; data-smilie="3"data-shortname=":(" /></blockquote>

[QUOTE="calovin', post: 2428585, member: 576164"] advice/support is welcomed*? I feel like everyone I know around me is doing so much better. Been married 4 1/2 years and we have 2 kids. My husband and I are both 26 years old. I have been staying home with the kids full time and working on finishing my Bachelor's degree part time. My husband has a shitty job right now it does not earn enough to pay the bills. We have $4,000 in credit card debt! We have no retirement, no savings and school and car loans. We can't afford health insurance. I am so depressed right now we have been through so many changes this past year: -We lost our faith in our religion -We moved to a different state away from all my family and friends -Husband had to turn down a great job offer due to the circumstances at the time and now has to work a crappy job that doesn't pay the bills -We had a new baby a few months ago Life blows. I hate where we live right now I am visiting my family in my home town with my kids. My husband has to work, so he is not here. I don't want to go back I want to stay with my parent's. My husband is the only thing I have going for me over where we live right now and he is not around much b/c of his job. Our marriage is going through a rough patch I am so depressed and my husband is getting tired of it. I am trying so hard to get out of this depression and I will feel better for a little bit, but then I go back to being depressed. I keep thinking "if only" we had known what we know now we could have done things differently and my husband could have had a good paying job that supported our family. I wish I were a stronger person. I don't know how much longer I can take this. @John B- I am able to get financial aid for college, so I don't have to pay anything for it. I have a 3 year old and a 3 month old. If I were to work and put them in childcare all the $ I would earn working would go to pay for the childcare. We have to use our credit cards to make ends meet we don't earn enough to pay our bills that is why we have $4K in credit card debt right now :( [/QUOTE]

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