Is the landlord responsible or should renters insurance pick up the tab?

JeneL

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I am in the process of getting a claim ready against my landlord and I needed to know if I should include a flood in our basement as part of the damages to sue for. Here is the short story: A plastic pipe that pumps water from a sub pump in our basement up and out to the front yard came undone and flooded our basement about 2 months ago. Our renters insurance took care of the claim for our personal belongings that were ruined, minus a $250 deductible. My husband and I had to clean everything up, including all the water and later on molded items. I didn't think anything of this until I saw a court case on TV, (Peoples Court), that was similar. The judge said that if the flood was the fault of the landlord, and not as a result of a rain flood, then the landlord could be held responsible for the damages. The judge awarded money for property lost as well as money for clean up. My question is should I include my deductible in the claim as well as clean up costs?
 
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