I'm looking into getting a new snowmobile. The price is $6,000 and I'm trading in my old snowmobile + cash for down payment, but will still need to finance $3,000. I'm 19 years of age and have a credit score of 710, my debt to income is 20%. I don't want to apply for a loan solo and get denied and possibly hurt my score a little bit.Do you think I would get accepted for a loan? Should I go to my bank for the loan or the dealership?