Need help with a Collection Agency and T-Mobile so called unpaid debt?

  • Thread starter Thread starter Blake L
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Blake L

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Thanks in advance for any answer I recieve. Okay here is the deal. In November of 2004, I canceled my service with T-Mobile. I was charged a cancellation fee of $200, and the total bill I recieved was $450. I set up payment arrangements with them, for t-mobile to automatically take $90 out of my checking account Bi-Weekly. They took 4 payments of $90 out of my acount, which totals $360 I paid them. On 2/24/05 they sent me to collections come to find out on 1/11/2008. While they were in the process of taking money out of my account I was sent to collections. I never recieved any bills or notices from T-Mobile or a collection agency in 3 years saying I owed money to them. On my credit report it shows a collection account of $179.23 to T-Mobile under the collection agency's name of BCR. I contacted BCR and T-Mobile and they said they cant look up bills dating that far back in 2004. I filed Bankruptcy in 2005. If I knew of this and had recieved info from them I WOULD have included it.
 
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