Need travel insurance, I'm already abroad!?

SarahT

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I planned to come to Australia for 6 months, I have stayed longer and just realized that I forgot to renew my travel insurance. I contacted them and they have said they can offer me nothing :(
So I sent a load of emails to different companies and nobody has been able to offer me any insurance, why is this?
I need it desperately as I want to start riding horses and I am not allowed until I have insurance!

Help!
 
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