Paypal newbie seeking help?

ThaTdOT

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I've recently linked my Paypal account to draw directly from my bank account and received this message upon completion of the process:

"Your bank account is now the default payment method and allows you to make instant PayPal payments. Please ensure that there are sufficient funds in your bank account before you send a payment with PayPal."
However, people all over the net are saying that I would have to first link a credit card or something of the like -that of which i do not have- before I can transfer funds to someone like a seller on eBay INSTANTLY
I do in fact more than enough in my bank account to purchase my desired item, but I am unsure of whether the money really can be sent directly from my bank as the message implies, as I have absolutely nothing loaded in the actual Paypal account at the moment, that of which would take days to complete; a problem when the listing in question is ending in a mere 11 hours.

Thanks
 
Don't listen to those idiots... Your bank account is now the default payment method and allows you to make instant PayPal payments. Please ensure that there are sufficient funds in your bank account before you send a payment with PayPal."
 
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