I've had my iPhone since April... So, I'm guessing my ETF would be around $275. But I'd be saving $66 a month as I'd be getting the $25/monthly with Virgin Mobile (And the phone I'd buy is $149.99 LG Rumor Touch.) Is this worth it in the long run? Besides... I've got water damage to my iPhone and it's messed up my antenna because I'm not getting any service but once every 10 minutes for a second. I figured that I'd save close to $800 over the next 19 months if I close it and pay the ETF, and even buy the VM phone. Suggestions anyone?