...here place 3 years ago. HELP!? I gave them $3000 cash and with all the fees came out to $4100. So I made arrangements and started making payments by the month. Well four months later, the place closed down and I haven't heard from them since. I tried contacting them but the lines were disconnected. So I have been driving this car the whole time and don't know what to do. This was in 2005. I think I still owe money to them but I don't know how to contact them. Why haven't they contacted me or repos'd the car if I was late or owed money? Now I am in the market for a new vehicle and want to trade this one in but I don't have the title. What do I do?