well i have 3 trucks 2 are paid off and i still owe $13300 on my 05 dodge ram we bought it brand new. 4 years ago. the other trucks are new 2 but paid off my payment is $480.00 a month for the ram, we do not have a mortgage since the house is paid off. im self employed and business is VERY SLOW. my wife works and makes 21k a year minus tax and deductions. we still owe 2 years on the truck and don't if we should sell the other truck and use the money to continue making payments or should we just turn it in.