Kaiser Health News: "State regulators are cracking down on a health care product that targets the growing group of uninsured and underinsured Americans: the discount health plan. In discount health plans, consumers pay either a monthly or annual fee to get access to a network that is supposed to offer reduced charges for doctor visits, prescription medication and other medical services, such as eye glasses. Unlike traditional insurance, consumers in a discount plan pay all medical costs up front, minus whatever discount has been negotiated with the plan...
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