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<blockquote data-quote="M_Smith" data-source="post: 1616275" data-attributes="member: 9"><a href="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=lkghb5dLhNHfZ0p8k80xQBSqNQiCg3NoPgzvTVhDuxg*&amp;f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f" target="_blank"><img src="http://simplefeed.consumerreports.org/rsrc/i/1/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923/4.gif?f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f&amp;s=AewyNia7NTvDvhaDemju5DEsbnVsbCwwLDA*" alt="" class="fr-fic fr-dii fr-draggable " data-size="" style="" /></a>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Tip of the day: Be wary of &quot;affordable&quot; health insurance &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; [SIZE=-1]If you can&#039;t obtain comprehensive individual health insurance, you might be tempted to purchase one of the many lower-cost <a href="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=lkghb5dLhNHfZ0p8k80xQBSqNQiCg3NofHLRi3kpUfAnmZE3mEQlU7167pZIWz-9iMCYT-DgrwHHX-I5c79Fx_d_vmWh1ZNDtuZXtSSyKwE_yFD2I04KjM9keS2NiEPgAb-KDDdng2tV85SCnPtkqgKRvjOOIdpQWU_33lhynFWQGLhPvgAnVCmTLBgiKmmKGDxB40wQ7ks*&amp;f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f" target="_blank">&quot;affordable&quot; plans</a>, frequently marketed through associations. But experts say stay away because the premiums aren&#039;t worth their limited coverage.If you&#039;re looking for a health plan, here&#039;s what to check for:
<ul>
<li data-xf-list-type="ul">Make sure it mentions all types of coverage, including hospitalization, in-patient and outpatient surgery, office visits, mental health care, physical therapy, and prescription drugs.</li>
<li data-xf-list-type="ul">Avoid plans that set fixed dollar or number limits on visits, such as four visits per year or $500 per hospital day.</li>
<li data-xf-list-type="ul">Look for disclaimers such as &quot;This is not major medical coverage.&quot; Avoid a plan that calls itself &quot;limited benefit&quot; insurance.</li>
</ul>Read our <a href="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=lkghb5dLhNHfZ0p8k80xQBSqNQiCg3NofHLRi3kpUfAnmZE3mEQlU7167pZIWz-9iMCYT-DgrwHHX-I5c79Fx_d_vmWh1ZNDZL-XY3cKa8W8hjkRclEA_2UpkMrb13UpblcvF-3KpjT0YRFUKLcPVzd-aOv06RIpRs5KRVraw3e6dLpqvyI4GXCWraqvHD_vo_e6Be57oec*&amp;f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f" target="_blank">tips*for buying individual health insurance</a>, and see our <a href="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=SQ7hXg4uOhivWSWaGOExPiAM1bgi8joz6HT52RUIBc6fTJ1ftokIGbPYXagG4HfbQVgYMWhXNFw*&amp;f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f" target="_blank">Health-Care Savings Series</a> for more specific ways to save on your health care. [/SIZE]&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <a href="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=EMGQu_pYbnLQk-AoJUgvKL7uN07zprmFHJTh_uOu0nVEaY507T_dQ7280s-BKgJYCmgUIOpL-xop127KJWiCRQ**&amp;f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f" target="_blank">[SIZE=-1]Subscribe now![/SIZE]</a>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; Subscribe to <a href="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=lkghb5dLhNHfZ0p8k80xQBSqNQiCg3NoG2hBewCMmSQ*&amp;f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f" target="_blank">[SIZE=-1]ConsumerReports.org[/SIZE]</a> for expert Ratings, buying advice and reliability on hundreds of products.&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <a href="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=42ns3XNFVsghbYvvBdqvq7VmE1eJOXftMFuTbEcKVVvTRtbzVy1X173LUKyDYofsvHAYzAWOViUh3Ymr1FYU02P29Yd04_zvsMmPQ0CVHc49VlLqMtC6dMqxogNhdytt&amp;f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f" target="_blank">[SIZE=-1]Update your feed preferences[/SIZE]</a>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; <img src="http://simplefeed.consumerreports.org/p/1/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f" alt="" class="fr-fic fr-dii fr-draggable " data-size="" style="" /></blockquote>

[QUOTE="M_Smith, post: 1616275, member: 9"] [URL="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=lkghb5dLhNHfZ0p8k80xQBSqNQiCg3NoPgzvTVhDuxg*&f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f"][IMG]http://simplefeed.consumerreports.org/rsrc/i/1/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923/4.gif?f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f&s=AewyNia7NTvDvhaDemju5DEsbnVsbCwwLDA*[/IMG][/URL] [B]Tip of the day: Be wary of "affordable" health insurance [/B] [SIZE=-1][COLOR=#333333]If you can't obtain comprehensive individual health insurance, you might be tempted to purchase one of the many lower-cost [URL="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=lkghb5dLhNHfZ0p8k80xQBSqNQiCg3NofHLRi3kpUfAnmZE3mEQlU7167pZIWz-9iMCYT-DgrwHHX-I5c79Fx_d_vmWh1ZNDtuZXtSSyKwE_yFD2I04KjM9keS2NiEPgAb-KDDdng2tV85SCnPtkqgKRvjOOIdpQWU_33lhynFWQGLhPvgAnVCmTLBgiKmmKGDxB40wQ7ks*&f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f"]"affordable" plans[/URL], frequently marketed through associations. But experts say stay away because the premiums aren't worth their limited coverage. If you're looking for a health plan, here's what to check for: [LIST] [*]Make sure it mentions all types of coverage, including hospitalization, in-patient and outpatient surgery, office visits, mental health care, physical therapy, and prescription drugs. [*]Avoid plans that set fixed dollar or number limits on visits, such as four visits per year or $500 per hospital day. [*]Look for disclaimers such as "This is not major medical coverage." Avoid a plan that calls itself "limited benefit" insurance.[/LIST]Read our [URL="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=lkghb5dLhNHfZ0p8k80xQBSqNQiCg3NofHLRi3kpUfAnmZE3mEQlU7167pZIWz-9iMCYT-DgrwHHX-I5c79Fx_d_vmWh1ZNDZL-XY3cKa8W8hjkRclEA_2UpkMrb13UpblcvF-3KpjT0YRFUKLcPVzd-aOv06RIpRs5KRVraw3e6dLpqvyI4GXCWraqvHD_vo_e6Be57oec*&f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f"]tips*for buying individual health insurance[/URL], and see our [URL="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=SQ7hXg4uOhivWSWaGOExPiAM1bgi8joz6HT52RUIBc6fTJ1ftokIGbPYXagG4HfbQVgYMWhXNFw*&f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f"]Health-Care Savings Series[/URL] for more specific ways to save on your health care. [/COLOR][/SIZE] [URL="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=EMGQu_pYbnLQk-AoJUgvKL7uN07zprmFHJTh_uOu0nVEaY507T_dQ7280s-BKgJYCmgUIOpL-xop127KJWiCRQ**&f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f"][SIZE=-1][COLOR=#4682B4][B]Subscribe now![/B][/COLOR][/SIZE][/URL] Subscribe to [URL="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=lkghb5dLhNHfZ0p8k80xQBSqNQiCg3NoG2hBewCMmSQ*&f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f"][SIZE=-1][COLOR=#4682B4][B]ConsumerReports.org[/B][/COLOR][/SIZE][/URL] for expert Ratings, buying advice and reliability on hundreds of products. [URL="http://simplefeed.consumerreports.org/rsrc/link/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?h=42ns3XNFVsghbYvvBdqvq7VmE1eJOXftMFuTbEcKVVvTRtbzVy1X173LUKyDYofsvHAYzAWOViUh3Ymr1FYU02P29Yd04_zvsMmPQ0CVHc49VlLqMtC6dMqxogNhdytt&f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f"][SIZE=-1][COLOR=#4682B4][B]Update your feed preferences[/B][/COLOR][/SIZE][/URL] [IMG]http://simplefeed.consumerreports.org/p/1/_/tip_of_the_day_be_wary_of_affordable_health_insu_595206923?f=3dcb3160-01dc-11dc-32a2-0019bbc55f7f[/IMG] [/QUOTE]

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