Sebelius' MLR Rules Institutionalize HMOs As Well-Paid Health Middlemen Forbes Wouldn't it be better to let HMOs compete to offer the cheapest most innovative plans - rather than having the plans defined by new exchanges that must follow federal rules and meanwhile allow the HMOs a generous fixed middleman share of total health pie (David Whelan, 11/22) Empty Promises On Health Care Will Haunt Obama The Washington Examiner In sum, what the law means for millions of Americans is: No matter what the president said, if you like the coverage you have now, you can't keep it (Byron York, 11/22)... 
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