Verizon and AT&T: Do you get charged for calls that go past 6am?

Vivian

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I have an AT&T phone and my boyfriend uses Verizon. We try not to talk until after 9pm so that we don't use up too many minutes, but we often fall asleep on the phone and the call will go on until like 7 or 8 am sometimes.

If we start the call after 9pm but it keeps going past 6am, are we charged for the minutes that we use past 6am? And if we start a call at like 8:30pm and it goes past 9pm, are we charged for the whole call or just 30 min? Does anyone know the answers to these questions for both AT&T and Verizon?
 
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