Jul 9, 2025
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What advice would you give to a newbie?
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<blockquote data-quote="xoxo" data-source="post: 2686228" data-attributes="member: 208579"><p>Hi all, </p><p>I have no debt and saved enough for an emergency fund. I just recently opened a 403B account through Vanguard, and I have 10K to invest in anything. I can do more but I want to start slow. </p><p></p><p>I don't have a finance background. I feel like you need a degree to know what's going. The market is complicated. I have two choices. I can randomly buy a mutual fund/stock from vanguard or give the money to a broker and have him invest it for me. </p><p></p><p>My only problem giving the money to him is he'll take a chunk of it (pick the most expensive fund).??? If I do it myself, it could all go down hill too.??</p><p></p><p>What advice can you give to a newbie?</p></blockquote><p></p>
[QUOTE="xoxo, post: 2686228, member: 208579"] Hi all, I have no debt and saved enough for an emergency fund. I just recently opened a 403B account through Vanguard, and I have 10K to invest in anything. I can do more but I want to start slow. I don't have a finance background. I feel like you need a degree to know what's going. The market is complicated. I have two choices. I can randomly buy a mutual fund/stock from vanguard or give the money to a broker and have him invest it for me. My only problem giving the money to him is he'll take a chunk of it (pick the most expensive fund).??? If I do it myself, it could all go down hill too.?? What advice can you give to a newbie? [/QUOTE]
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