what are the most technical problems of ipad especially hardware?

[vetani]

hey
I'm planning on buying ipad 3g 64G sometime soon

the problem is :
there is no official Apple Retail Store nor reseller in my country
so there are many different prices on ipad here some with insurance some without

i found all stores sells ipad with 1150$
although apple sells it with only 829$ !!!!!!!!!!!!!!!!!!!!!!!!!

stranger than that that almost all of the stores sells it with the same price but without insurance only one store sells it with insurance, and the insurance is from the store it self
i asked them about it, they say the insurance is based on hard ware of ipad the same thing for apple global insurance that i read on their site

the global insurance of apple won't work for me as i mention the reason above

recently, i found a store sells it with a reasonable price 950$ same price i found in amazon
but its without insurance
and I'm planning to buy it with out the insurance

now what i want to know
does the ipad has many technical issues that makes the insurance important? what are they?

 

[RobertMiller]

This is an apple device. There should be no problems at all, considering it's closed.

As long as you don't jailbreak it, (which you probably aren't planning on doing) you should be fine.
The insurance is for making sure... err- There really isn't a need for it. You should be fine without insurance.

May I suggest you go for the 32GB version instead? I doubt you'll need that much space.