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Message: <blockquote data-quote="EdFox" data-source="post: 2703991" data-attributes="member: 845417">If you genuinely think of these detailed and thought out responses as "rants" then perhaps Yahoo! Answers is not the site for you.You asked a question pertaining to investing and people with knowledge of the subject took the time to provide a meaningful response.  If you want only short snappy answers with no substance whatsoever, perhaps you should make this clear when posting a question.My specialty is HR because I was an HR manager for several years before becoming a HR director with two HR managers reporting to me.  Therefore I answer employment related questions accurately and (hopefully) helpfully.  I know nothing about investing but I can recognize detailed helpful answers when I see them</blockquote>