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<blockquote data-quote="Ryan" data-source="post: 2703304" data-attributes="member: 211099">I&#039;ve had T-Mobile for about 4 months, and I paid the first 2 months.My phone has been off for about a month (I haven&#039;t paid my bill in 2 months). I lost my job and recently moved, so it has been impossible for me to get the money to pay the bill. The bill is now up to $500 (I saw that coming) and I&#039;m debating on paying it or not. Yeah, I know this whole thing is my fault, but I&#039;ve been in a tough situation. I known I will be taken to collections and my credit score may be completely ruined. Also, the phone was originally purchased through a finance. ($100 down, $15 a month)Is it worth not paying?What exactly will happen in terms of collections and how long this will affect my credit score?I already pay rent and PG&amp;E consistently (those are bigger bills to affect my credit score than T-Mobile). What&#039;s going to happen?Thanks!</blockquote>

[QUOTE="Ryan, post: 2703304, member: 211099"] I've had T-Mobile for about 4 months, and I paid the first 2 months. My phone has been off for about a month (I haven't paid my bill in 2 months). I lost my job and recently moved, so it has been impossible for me to get the money to pay the bill. The bill is now up to $500 (I saw that coming) and I'm debating on paying it or not. Yeah, I know this whole thing is my fault, but I've been in a tough situation. I known I will be taken to collections and my credit score may be completely ruined. Also, the phone was originally purchased through a finance. ($100 down, $15 a month) Is it worth not paying? What exactly will happen in terms of collections and how long this will affect my credit score? I already pay rent and PG&E consistently (those are bigger bills to affect my credit score than T-Mobile). What's going to happen? Thanks! [/QUOTE]

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