I have been unemployed since January 2008 and no i do not claim any unemployment benefits. Neither do I claim any disability. I saved $210,000 from 1992 to 2007. $125,000 has been used since January 2008 and I try not to buy anything unnecessary. I only have $85,000 left and I feel this will run out too and I still won't be able to get job. I have applied a lot of places for work. I have bachelor of science in mathematics. I refuse to apply fast food, minimum wage jobs, unskilled labor jobs or any job that does not provide health insurance benefits.