I'm 15 going onto 16 in 2 weeks. In July I'm going to be working full time during the summer. So I'm going to make at least 3000-4000 max, until the school year starts. I'm Leaving my regular school to do independent studies so I can do my homework whenever and I'm going to have a part time job so I'm guessing I'll be making 400-500 max. My parents are gonna give me money for gas. I have a debit card I put all my money on there but ll the money I make in the summer I'm gonna Give it to my dad because I would normally spend it. I'm gonna also wait two more months so I know how much I make in my part time job. I'm going to be giving the car payments to my dad and all the left over money if there is goes to the gas and maintenance and me if there is any money left. I'm going to go to Beverly Hills Lexus with my dad he knows how to deal with the car business. I obviously can't drive alone until the following year but my brother who's 18 will be driving it in the mean while. Will Insurance be super expensive I'm guessing it will we used to have Allstate and now we have mercury my dad puts my brothers car under his name so he doesn't have to pay so much ? If the car is put under my name will it be expensive or can I put under my dads and then switch it over later on or put it under my moms then switch it to mine? Am I financially able to afford the car? Like oil change? Maintenance? Gas? Insurance? Payments? Etc. I live in Los Angeles btw things are more expensive. Please no sarcastic rude answers telling me I'm crazy just straight forward with the facts. And let me know what other luxury car to get or a really nice car that I can afford?