can i take the student loan interest deduction if I haven't paid it yet?

anitacrrl

New member
I am in college and I know that my annual year income is less than the amount it needs to be to take the deduction but what I don't know is if I can take the deduction if I haven't started paying it back yet. On the tax notification form 1098-t the amount appears in box 2 (amounts billed for qualified tuition and related expenses)
It's confusing because you can only take the deduction within your first four years of college but yet i don't have to repay the loan until I'm out of college but that doesn't mean that I'm not paying for tons of college expenses like books, fees etc??
 

handle_

New member
Ha....I'm in the same situation and yes I will be claiming it bc in due time I will be paying it. I made 7k last year, the interest paid to loans was 5k. Go for it!!!
 
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