We got caught up in the worst of the market and ended up with 2 houses for almost 4 years. We tried to keep up, but the financial strain caused us to go bankrupt and we were discharged from a chapter 7 a year ago. We both have very stable jobs we have had for over 6 years and we make a sizable income. We would like to finance approximately what we gross together in a year on a 15 yr mortgage. Is it realistic to think that we can start looking for a house and purchase something with 25%-30% down? We have rented for a year and paid all of our bills on time and we have saved a sizable down payment within the last year. Any help would be appreciated. Thanks