Car accident, and what should happen with my insurance?

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Victoria

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We were in a car accident, but the other car was at fault. Both cars have insurance that covers someone in the family, but not themselves.

Would we get any compensation from either our insurance or theirs?
Or, will neither get anything out of it because we didn't have insurance under our names?
Sorry. This is in the state of California. The insurance company said they would only cover the driver that is insured. My mother had bought the car for my sister. My sister was driving, but the insurance only has my mother's name and the car is also under her.
 
chances are no. you have to be an insured driver or named as an additional driver on the policy.
their view is:
if you dont have insurance you should not be on the road and if you were not on the road the accident wouldnt have happened so they look at it as your fault regardless of who caused the accident. they will think you caused in by being in a place you were not supposed to be.
 
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