credit card limit increase for cruise?

N

nare

New member
I want to take my children on a cruise, it is more than I have saved and would need to put $6000 on my credit card, has anyone ever done this?
 
L

luludoodie

Member
Ask your credit card company to increase your limit.
If you have a good credit rating they will increase it (so they can make more money from you!)
If they will not increase it.....don't try and borrow somewhere else.

HOWEVER

DEBT CARD (real name for Credit card) is one of the most expensive ways of borrowing to get into DEBT!
You would be paying about $100 INTEREST interest a month (PLUS your capital repayment!!!!) on minimum repayments. Get a Bank loan!

To be honest....... do you REALLY want to put yourself in BIG DEBT for a cruise!

The whole Western world is in DEEP trouble due to it's DEBTS, who knows what the future is going to bring, if you have any sort of problem in a few months time your "wriggle room" is greatly reduced if you have a BIG DEBT AT HIGH INTEREST RATES hanging over you!

Don't want to be a Jonah but think before you leap into debt!
 
T

teje

Member
Your asking if anyone has ever racked up huge credit card debit with high interest rates so they could have something they really wanted but could not afford.

The answer is yes. Lots of people have made terrible financial decisions and totally screwed up their lives in the process.
 
B

BarkleyHound

Member
You will be paying $100 a month in interest. Do not go unless you can afford it. If you absolutely must go then get a loan rather than using a credit card.

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