I got my first tattoo right above my right hip bone. its a fairly good sized tattoo. I went in there balls to the wall ready to be in the worst pain of my life. I was ready to cry and scream and kick and pass out.
.... yeah..... really, it was NOT that bad. I zoned in to a design on the ceiling, talked to my tattoo artist, and wiggled my toes a lot - and the only time I felt DISCOMFORT, not pain, was when my tattoo artist got close to my hipbone, and still then it just felt like a vibrating pressure. on a scale of one - ten it was a four or five... you should wait until the tattoo is healed to swim.