I'm in Florida so I have pretty much seen how bad things can really get (foreclosures up and down every block, absolutely no employment opportunities, small businesses going out of business left and right, etc.). Folks should be thankful they still even have a job because in 6 months nobody might have a job. The worst is still yet to come. The recession is still spreading across the U.S. If it hasn't come to your neck of the woods yet, believe me, it will.