Stevie, for one your a jackass, if youre going to respond, why dont you actually try and help people.
BeccaLynn, use the pc Suite to copy all of your contacts to your 'Phone' from your 'Sim'
Then go to the Contacts->view contacts from....and select phone only
That way you wont see duplicates but all contacts are on the sim too in case you drop the phone in the toilet.
You can only assign pictures/ringtones and all the fancy jazz to contacts stored on your phone
Hope this helps!