if you have usb cord for cell phone to connect to your PC u can download ring tone from your music folder picture and stuff for free all you need is usb cable and this software
www.gainesvillesuccess.com/Motorola2.zip
got to www.3gforfree.com you pay a one time fee of 7 bucks and then its free for life..this is how i get my ring tones on my phone..it works great!!! hope this helps
OK first you need the cable USB, then a smart little piece of software that may cost, The usb cable is readily availble and I bet you already have one the problem is the software I use Phone tools here is a cheap e-bay one