cover it? I really need a new phone ASAP but don't want to spend a lot of money. I read that I will have to pay $50 for a new one? But it will be the same phone right? Cause I have the storm. & the storm 2 just came out. If i tell them i lost it, they will give me another for $50. Is this correct? But I want the storm 2. Would I have to pay full price for it? What should I do?