If I pay off the principal on a car loan do I still owe the interest?

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bloodweiser

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I just got duped into a 40% interest loan on a car. I know, I'm stupid but there was nothing else I could do and I can more than afford it. So... I'm thinking of calling my uncle and asking him to co-sign on a refinance and get the rate down to around 10-12% or just take out a personal loan with a co-signer. See what I'm saying? How does this work? Am I scr*wed?
 
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