Sorry to hear that. Im not sure about the loan thing but you can talk to your bank about it. However, I think a loan should be a last resort.
Cut down your living expenses to the basics. I dont know about your livnig situation but maybe look into moving to a less expensive home/apartment. if you have a car with high car payments, get a less expensive car instead. better yet...public transportation to cut gas costs. Silly things like cutting out coupons and buying food in bunk may help cut costs. Little things like that may cut your daily living cost down and will help pay the bills.
Also...things like tv, internet and phones..make sure you are on the most basic package. Cutting cell phone minutes and all that may seem like it wont save a ton, but every bit helps.
Another idea...sell any items you no longer want on ebay. old clothes, bags, even furniture you dont like anymore.
Hope that helps. Wish you the best