zarayray10
New member
The Toyota in my county had offered to buy my pre-owned Toyota Matrix and has offered me a new 2009 of any make or a pre-owned vehicle. They have also offered me $500 towards my first months payment. Apparently theyre doing this to increase their inventory of pre-owned vehicle (Im assuming that means that they need more used cars since those are selling more than new cars). Anywho, I am interested in working with them ONLY if my monthly payments are less than the car I have now (which is $345. Also, the company for this car is M & T Bank.) I am extremely excited by this whole situation. However, my credit is my one concern. I purchased a car with an ex-boyfriend a little more than a year ago and signed for the loan. He was my bf at the time of course. He has been late with EVERY SINGLE payment except for maybe 3 or 4. The loan company, which is Toyota Financial, has actually threatened repossession once. My credit has taken a HUGE hit because of this. Basically, Im sooo excited by this offer BUT I dont want to get my hopes up too much if my credit will play a part in me not getting a good deal. Has anyone been through something similar?
p.s.: sorry for typing so much. i didnt wanna leave out ne details
p.s.: sorry for typing so much. i didnt wanna leave out ne details