the memory card on the n95 is stored on the left hand side of the phone. Now if your having trouble ejecting the memory card, try this, open the cover and try poking a pen top, like a bic, in the middle of the storage compartment, ive done it and the memory card should pop out quite easily.
ive got a nokia n95 and done it loads of times
let me know if itworks please
happy new year