SpeedRicer
New member
I can understand someone who has just gotten behind the wheel for the first time ever, but I have been driving for 2 years without even a traffic ticket on record, and my insurance is still near 2.5 grand a year. I don't drive a sporty car either, I drive a 2002 Accord. And I still have to wait 7 years for my insurance to go down to a reasonable rate? doesn't this sound a little ridiculous?
And don't tell me that an accident is "bound to happen" or "unavoidable" for someone of my age. My dad got in his first car accident at age 35. My mom has yet to get in one (well, one that doesn't involve being rear ended). My girlfriend's oldest sister, who is now 27, hasn't gotten in an accident either. I think it is flawed that the insurance companies are simply assuming I am going to get in an accident instead of assessing what kind of a driver I really am.
And don't tell me that an accident is "bound to happen" or "unavoidable" for someone of my age. My dad got in his first car accident at age 35. My mom has yet to get in one (well, one that doesn't involve being rear ended). My girlfriend's oldest sister, who is now 27, hasn't gotten in an accident either. I think it is flawed that the insurance companies are simply assuming I am going to get in an accident instead of assessing what kind of a driver I really am.