depending on your parents coverage, and your current driving exp, it will help with the cost, if you make good grades your cost will go down. But it is usually high your first year of driving, around 200 to 300 I don't see it going over 350 though it can. Once you have a few years of driving under your belt it will be cheap I am 22 and I only pay 117 for full coverage Geico insurance. Shop around I would go to a small local provider thats usually your best bet to begin with. My first insurance sucked, but I got Geico one year later, and its great coverage.