What is the consumer interest rate on revolving store cards?

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GloriaW

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Sears whose parent company is CITIBANK is charging me 21.24 on a charge card. I closed the account when they sent a notice that they were raising the rate to 29.99. However, I pay them dutifully, and on time to pay off the balance. I pay them 175.00 a month on a balance of what is now 3875.88 down from 5000. I pay them more than they ask for, but it seems like I am getting nowhere I am told by them that at 150.00 a month it will take 3 years because they take a lions share of the payment. I wonder if the interest rate is too high?
My question above is for the State of CA
 
Store cards always have a higher than average interest rate. I really thought everyone knew that.
 
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