We were in the same class in college last semester and she friend requested me on fb. I started to talk and got to know her a bit and found out she has no bf and she said she has bad luck when it comes to guys. I mentioned that if we go out, things will be different. Then we started to text a bunch until tests and finals. We did have lunch about three times. She asked about my longest relationship which I had none andi got all sorts of signals she was interested. Then we kinda talked less and less. This semester we still talk now and then. She wanted me to text her bc she did not have my number. And she has been going through some problems and I tell her not to worry and im here. She is a busy woman. I hear she likes independent guys. I do take some fault in delaying to asking her out. And I really like her. We dont see each.other in college but I want to ask her out in person. My other option is phone but I want to.do it in person. My question is, is it still good to ask her out? am I too late? And she is all about college and work. she says she isnt looking for a guy but her friend said she is. And what does a girl mean when they say independent guys (not financially)?