Ok, so I still owe about $2,000 on my '04 Chevy Cavalier, but it is starting to fall apart and rather than fix it, I'd rather just trade it in and pay it off with whatever bonuses I can get. Is this wise? I would like a SUV/Crossover, something like the Traverse. I don't care about luxury and cylinders, it can be small, I just need that extra bit of space in the back and it has to be cheap. Do you think I'd be better off to go used, and if so, do they usually do trade ins?